Make the best out of your credit cards deals in Romania!
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Check the list of available credit cards!
Look through the best credit card deals in Romania:
Advantages
Costs
Alpha Mastercard World
- The first card in Romania that gives you the option to postpone the payments to merchants from your account for your transactions
- Getting up to two additional credit cards for authorized users
- Priority Pass: access to over 900 VIP Lounges in airports located in over 120 countries
- Access to Mastercard Rewards
- Travel insurance package
euros
Costs
-250euros/year
AlphaCard Visa Credit
- Up to 12 interest free rates
- Alpha Shop Loyalty Points
- The minimum monthly reimbursement amount is only 2.5% of the amount used (minimum 10 RON) plus all the interest and commissions
- You can withdraw cash from the credit card with 0 commission at the Alpha Bank Romania cashiers
euros
Costs
30euros/year
Alpha Mastercard Credit
- Up to 12 interest free rates
- Alpha Shop Loyalty Points
- The minimum monthly reimbursement amount is only 2.5% of the amount used (minimum 10 RON) plus all the interest and commissions
- You can withdraw cash from the credit card with 0 commission at the Alpha Bank Romania cashiers
euros
Costs
20euros/year
AlphaCard Visa Gold
- The minimum monthly reimbursement amount is only 2% of the amount used plus all the interest and commissions
- You can withdraw cash from the credit card with 0 commission at the Alpha Bank Romania cashiers
- You can request the credit card in EUR or RON
- Free access for the credit card holder plus one guest in Otopeni Airport Business Lounge
- The Visa Premium program that gives you access to the world's largest premium offer program, where you can benefit from discounts and exclusive facilities
- Travel insurance
- Guaranteed access to over 900 VIP Lounge at airports located in 120 countries using the Priority Pass card
euros
Costs
50euros/year
BRD Premium Visa Gold
- Discounts for all merchants included in MasterCard Premium program
- Free travel insurance abroad
- Speed and convenience when paying due to the built-in contactless technology
- 0 issuing costs
euros
Costs
-1euros/year
BRD Cardul de credit Standard
- Payments in 6 intsallments with annual interest 0% anywhere in the world, at merchants or online for amounts over 200 lei
- Expanded installments to up to 36 months
- Discounts up to 50% in over 500 partner locations on extrabeneficii.brd.ro
euros
Costs
50euros/year
BRD Cardul de credit Gold
- Free travel insurance for you and your family
- Discounts for all merchants included in MasterCard Premium program.
- Payments in 6 intsallments with annual interest 0% anywhere in the world, at merchants or online for amounts over 200 lei
- Expanded installments to up to 36 months
- Reduceri de până la 50% în peste 500 de locații partenere pe extrabeneficii.brd.ro
euros
Costs
150euros/year
BRD Cardul de credit Platinum
- Accesss in over 1000 VIP Lounges in airports all over the world, through the Priority Pass card
- Personalised concierge service, available 24/7
- Discounts for all merchants included in MasterCard Premium program.
- Free travel insurance abroad
- Confort insurance for fraudulent operations after the loss/theft of the Platinum Card, identity documents and/or keys
euros
Costs
450euros/year
BRD Premium Mastercard Gold
- Discounts for all merchants included in MasterCard Premium program
- Free travel insurance abroad
- Speed and convenience when paying due to the built-in contactless technology
- 0 issuing costs
euros
Costs
-1euros/year
Cardul Bun De Plata
- Up to 12 installments equal of 0% interest for purchases at BCR partners
- 55 days grace period with 0% interest
- Recharge Orange / Vodafone / Telekom at BCR's ATMs
- Free automatic debiting of the minimum amount to be paid from a BCR current account
euros
Costs
45euros/year
Cardul Bun De Plata Gold
- Up to 12 installments equal of 0% interest for purchases at BCR partners
- 55 days grace period with 0% interest
- Travel insurance
- Purchases protection insurance
- Payment of invoices at BCR's ATMs
- Recharge Orange / Vodafone / Telekom at BCR's ATMs
euros
Costs
200euros/year
Cardul de credit Mastercard Standard
- Smart free of interest installments for purchases of minimum 200 Lei - up to 12 installments, at any merchant, in Romania or abroad
- Installment plans of up to 12 installments from POS in shops signaled with "Mastercard - Payment with installments" logo
- Free annual fee when using your shopping card for minimum spent amount of 12,000 Lei, whithin the previous 12 consecutive statements from posting the commission
- The most generous grace period up to 61 days, free of interest, for the purchases (including installments)
euros
Costs
45euros/year
Cardul de credit Mastercard Gold
- Smart Installments with 0% interest rate for purchases at least 200 Lei, up to 12 installments, at any merchant, in Romania or abroad
- Program of up to 12 installments at POS, in shops signaled with "Mastercard - Payment with installments" logo
- Free travel insurance when going abroad
- Free card protection insurance for your buyings and price of goods paid by the card
- Free insuance of your ID documents and access keys
- Free annual fee when using your shopping card for minimum spent amount of 12,000 Lei, whithin the previous 12 consecutive statements from posting the commission
- The most generous grace period up to 61 days, free of interest for purchases
euros
Costs
150euros/year
Banca Transilvania Flying Blue
- Interest free installments to merchants that are part of the Transilvania Bank's STAR program and for payments made to AIR FRANCE, KLM and TAROM
- For every 4 lei spent with your BT Flying Blue Classic Card you earn air miles (at AIR FRANCE, KLM and TAROM 1.5 miles, in Romania 1 mile, 1.5 miles abroad)
- Free travel insurance abroad
euros
Costs
50euros/year
Banca Transilvania STAR Forte
- Save money in the form of Star Points in over 10,000 partner stores
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
- You get 10 RON bonus in Star Points at the tiome of your first payment
- Speed and convenience when paying due to the built-in contactless technology
euros
Costs
25euros/year
Banca Transilvania STAR Forte pentru Medici
- Save money in the form of Star Points in over 9,000 partner stores
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
- Free travel insurance abroad
- You get 10 RON bonus in Star Points at the tiome of your first payment
- Speed and convenience when paying due to the built-in contactless technology
- Your card will be personalised, the title of Doctor will be added to your name.
euros
Costs
30euros/year
Banca Transilvania Flying Blue Gold
- Pay back in installments with 0 interest with the merchants from the STAR program, AIR FRANCE, KLM and TAROM
- You earn air miles for every 4 lei you spend (2 air miles with AIR FRANCE, KLM si TAROM, 1.5 miles in Romania, 2.5 miles abroad)
- Free travel insurance abroad
- Benefit from Colectia Visa Luxury Hotel with the most prestigeous hotels in the world
- Access to the Bucharest's Henri Coanda Airport and Cluj-Napoca Avram Iancu Airport Business Lounge
euros
Costs
200euros/year
Banca Transilvania STAR Gold
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
- Free travel insurance abroad
- Access to the Bucharest's Henri Coanda Airport and Cluj-Napoca Avram Iancu Airport Business Lounge
- Benefit from Colectia Visa Luxury Hotel with the most prestigeous hotels in the world
- Save money in the form of Star Points in over 10,000 partner stores
euros
Costs
200euros/year
Banca Transilvania STAR Platinum
- Free travel insurance abroad
- Accesss in over 1000 VIP Lounges in airports from over 100 countries, through the Priority Pass card. The price of the card is 24 EUR/person/access
- Priority Traveller benefits
- Save money in the form of Star Points in partner stores
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
euros
Costs
350euros/year
Bancpost WIZZ
- 90 RON discount for return flight tickets for you and 5 of your friends
- 4% cash back for paying your purchases on wizzair.com
- 2% cash back for paying at any merchant
- Up to 6 interest free installments, anywhere in the world
- Access to Mastercard Business Lounge at selected airports: Henri Coanda Bucharest, SKY Lounge and Jet Lounge in Vienna
euros
Costs
60euros/year
Bancpost Visa Clasic
- Get up to 1.5% cash back and save money with your every purchase (details)
- Up to 6 interest free installments
- ZERO card management fee in the first year
- Up to 55 days grace period.
euros
Costs
30euros/year
Bancpost Visa Gold
- Get up to 1.5% cash back and save money with your every purchase (details)
- Travel insurance and purchases insurance against loss or damages
- ZERO card management fee in the first year
- Up to 55 days grace period.
- Free and unlimited access to the Henri Coanda Otopeni Airport's 2 lounges: Tarom Business Lounge and teh Non Schengen Lounge
euros
Costs
100euros/year
CEC Mastercard
- Up to 12 interest free installments depending on the value of the purchase value
- Up to 59 days grace period
- The 13.50% interest by CEC Bank for their credit card is one of the lowest on the Romanian credit cards market.
euros
Costs
30euros/year
CEC Visa Platinum
- Full insurance package for travelling abroad
- Accesss in over 800 VIP Lounges in airports all over the world through the LoungeKey program. You can find the list of locations here www.loungekey.com/cecbank
- Up to 12 interest free installments depending on the value of the purchase value
- Up to 59 days grace period
- The 13.50% interest by CEC Bank for their credit card is one of the lowest on the Romanian credit cards market.
euros
Costs
360euros/year
Carrefour Mastercard
- 3, 6 or 9 interest free installments for all your purchases
- 8, 11 or 24 low 1% interest installments for all your purchases
- Up to 47 days grace period for merchant transactions
- Maximum credit line up to 20.000 RON which you can use both in Romania and abroad
euros
Costs
50euros/year
Credit Europe Optimo Card
- Up to 36 installments depending on the value of the purchase value
- Up to 45 days grace period
euros
Costs
0euros/year
Credit Europe CardAvantaj MasterCard
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
euros
Costs
49euros/year
Credit Europe CardAvantaj Visa Clasic
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
euros
Costs
49euros/year
Credit Europe CardAvantaj MasterCard Gold
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Free access into the Business Lounge from the International Airport Cluj-Napoca
euros
Costs
100euros/year
Credit Europe CardAvantaj Visa Gold
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Free access into the Business Lounge from the International Airport Cluj-Napoca
euros
Costs
100euros/year
Credit Europe CardAvantaj MasterCard Platinum
- Full travel insurance
- Medical and juridical assistance
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Access to over 1000 VIP Lounge or Business Lounge in over 500 cities via the Priority Pass program
- MasterCard Premium Collection privileges world wide
euros
Costs
350euros/year
Credit Europe CardAvantaj Visa Platinum
- Full travel insurance
- Medical and juridical assistance
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Access to over 1000 VIP Lounge or Business Lounge in over 500 cities via the Priority Pass program
- Visa Platinum privileges world wide
euros
Costs
350euros/year
Garanti AVON Card
- You get loyalty points in quantum of 1% from the total value of your spends, loyalty points that can be used for buying the AVON products. The value of 1 Bonus Point is 1 leu.
- You get a free Breast Cancer Insurance
euros
Costs
25euros/year
Garanti Bonus Card Classic
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- 0 card management fee for the first year.
euros
Costs
40euros/year
Garanti Bonus Card Gold
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You get special discounts at 230 partner merchants in Romania
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- 0 card management fee for the first year.
euros
Costs
180euros/year
Garanti Bonus Card Platinum
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You get special discounts at 230 partner merchants in Romania
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- Travel insurance
- 0 card management fee for the first year
- Free access to the Cluj International Airport's Business Lounge and the MasterCard Lounge from the Henri Coanda Bucharest Airport and Wien International Airport
euros
Costs
360euros/year
Garanti WWF Bonus Card
- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- For any purchase made with WWF Bonus Card, Garanti Bank donates 0.3% of the total purchase value on behalf of the card owner to WWF projects regarding conservation areas in the Carpathians, along the Danube and in the Danube Delta. The 0.3% is supported entirely by Garanti Bank.
euros
Costs
40euros/year
ING Credit Card
- Up to 24 interest free installments in Romania
- 3 interest free installments anywhere in the world
- Discounts at the partener merchants
euros
Costs
35euros/year
Libra Bank MasterCard ENJOY CREDIT
- Free travel abroad insurance if you pay your accommodation/flight with your Enjoy Credit card
- Zero commission for cash withdrawals made at our cash counters
euros
Costs
48euros/year
Marfin Clasic Credit Card
- You have a grace period of up to 50 days both at POS transactions and ATM transactions as well
- By monthly reimbursing of only 5% (min.10 RON) of the due amount, you can have access to the entire Credit limit available on your card
- You can use the card for different online purchases, for shopping at retailers or for cash withdrawals from ATM's
- Free account management fee for the first year
euros
Costs
40euros/year
OTP Mastercard Platinum
- You benefit from exclusive discounts through the MasterCard Elite program
- Free medical insurance when traveling abroad
- Free access to the VIP Lounge of the Henri Coanda Airport
- Free account management fee for the first year
euros
Costs
348euros/year
OTP Visa Gold
- Zero administration fee in the first year
- Medical travel insurance for abroad
- 0% interest for an extended grace period of up to 55 days for merchant payment
euros
Costs
120euros/year
OTP Card de credit in rate
- 6 monthly interest free installments
- Card issuing tax 0 RON
- Monthly account management 5 RON
- Cash withdrawal charge: 2%
euros
Costs
60euros/year
OTP Visa Clasic Transparent
- Instant money, anytime, anywhere
- 0% interest for a period of up to 55 days for merchant payments
- No administration fee in the first year
- Minimum monthly amount to be reimbursed of only 2% of the used credit
euros
Costs
20euros/year
OTP Mastercard Credit card
- 10% cash back from the value of purchases, in the limit of 500 RON
- 12 interest free insatllments for any purchase of at least 300 RON in Romania or abroad
- Up to 55 days grace period for merchant transactions
euros
Costs
0euros/year
OTP Mastercard Standard
- Instant money, anytime, anywhere
- 0% interest for a period of up to 55 days for merchant payments
- No administration fee in the first year
- Minimum monthly amount to be reimbursed of only 2% of the used credit
euros
Costs
20euros/year
OPT Card credit MOL
- Twice as many MultiBonus points for every transaction in MOL Romania gas stations
- Free fuel up to 10% of the credit card purchases, in the limit of 500 RON
- 3 interest free installments for purchases of at least 300 RON in any MOL Romania gas station
- 12 interest free installments for purchases of at least 300 RON
euros
Costs
0euros/year
Piraeus Visa Exact
- You have a grace period of up to 60 days for all your purchases
- Zero commission on withdrawal from ATM / POS national / international
- No fee for currency conversion transactions abroad
- Free account management fee for the first year
euros
Costs
40euros/year
Piraeus Visa Exclusive Gold
- You can travel relaxed because you benefit of a large variety of insurances
- Zero commission on withdrawal from ATM / POS national / international
- No fee for currency conversion transactions abroad
- The best price in Visa Luxury Hotels network
- Discounts at the partener merchants
euros
Costs
150euros/year
Raiffeisen Cardul de cumparaturi eMAG
- Up to 10% cash back from the value of purchases in form of loyalty points
- Up to 24 interest free with eMAG
- Up to 56 days grace period for merchant transactions
euros
Costs
60euros/year
Raiffeisen Cardul de cumparaturi Vodafone
- Interes free rates and bonuses
- Double bonuses on your purchases
- Up to 56 days grace period for merchant transactions
euros
Costs
40euros/year
Raiffeisen Cardul de cumparaturi Standard
- Up to 55 days grace period for merchant transactions
- Up to 12 interest free installments and bonuses
- Flexible reimbursement starting from 5% of your credit spent
- Purchases' insurance with this card
euros
Costs
40euros/year
Raiffeisen Cardul de cumparaturi Gold
- Up to 12 interest free installments
- Bonuses in Multishop points
- You can reimburse monthly any amount, minimum 5% of your credit
- Monthly expense limit to merchants: 100% of the credit limit
euros
Costs
150euros/year
Raiffeisen Cardul de cumparaturi World MasterCard
- Accesss for you and a plus one in over 700 Business Lounges in airports all over the world that have joined the program
- The card offers you travel insurance and free travel services (up to € 100,000), without the activation of insurance
- 0.6% cash back from the value of your purchases in Romania or abroad
- Up to 12 interest free installments
euros
Costs
500euros/year
UniCredit Card Principal
- Up to 50 days grace period for merchant transactions
- 2% cash back from the value of your purchases in form of UniCredit points, in the limit 100 RON/month
- Up to 12 interest free rates for your purchases anywhere in the world with UniCreditCard
euros
Costs
50euros/year
UniCredit Card Premium
- Up to 56 days grace period for merchant transactions
- 2% cash back from the value of your purchases in form of UniCredit points, in the limit 100 RON/month
- Up to 12 interest free rates for your purchases anywhere in the world with UniCreditCard
euros
Costs
200euros/year
UniCredit MasterCard Gold Miles and More
- Up to 56 days grace period for merchant transactions
- You get 2.000 Miles & More miles as a welcome bonus from the first purchase
- For every 5 RON / 1 euro spent 1 Miles & More mile
- With the MasterCard Gold Miles & More credit card your miles don't expire if you make at least one purchase per month and you own MasterCard Gold Miles & More credit card for at least 3 months
euros
Costs
200euros/year