Advantages
Card's characteristics
AlphaCard Visa Credit

Card's characteristics
- Minimum salary
- :1000 RON
- Maximum card limit
- :3500 EUR
- Annual card cost
- :30 RON
- Issuing Cost
- :20 RON
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- Up to 12 interest free rates
- Alpha Shop Loyalty Points
- The minimum monthly reimbursement amount is only 2.5% of the amount used (minimum 10 RON) plus all the interest and commissions
- You can withdraw cash from the credit card with 0 commission at the Alpha Bank Romania cashiers
Alpha Mastercard Credit

Card's characteristics
- Minimum salary
- :800 RON
- Maximum card limit
- :3000 EUR
- Annual card cost
- :20 RON
- Issuing Cost
- :10 RON
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- Up to 12 interest free rates
- Alpha Shop Loyalty Points
- The minimum monthly reimbursement amount is only 2.5% of the amount used (minimum 10 RON) plus all the interest and commissions
- You can withdraw cash from the credit card with 0 commission at the Alpha Bank Romania cashiers
BRD Cardul de credit Standard

Card's characteristics
- Minimum salary
- :1000 RON
- Maximum card limit
- :25000 RON
- Annual card cost
- :50 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :23.00%
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- Payments in 6 intsallments with annual interest 0% anywhere in the world, at merchants or online for amounts over 200 lei
- Expanded installments to up to 36 months
- Discounts up to 50% in over 500 partner locations on extrabeneficii.brd.ro
BRD Cardul de credit Gold

Card's characteristics
- Minimum salary
- :1000 RON
- Maximum card limit
- :60000 RON
- Annual card cost
- :150 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :23.00%
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- Free travel insurance for you and your family
- Discounts for all merchants included in MasterCard Premium program.
- Payments in 6 intsallments with annual interest 0% anywhere in the world, at merchants or online for amounts over 200 lei
- Expanded installments to up to 36 months
- Reduceri de până la 50% în peste 500 de locații partenere pe extrabeneficii.brd.ro
Cardul Bun De Plata

Card's characteristics
- Minimum salary
- :1000 RON
- Maximum card limit
- :20000 RON
- Annual card cost
- :45 RON
- Issuing Cost
- :20 RON
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- Up to 12 installments equal of 0% interest for purchases at BCR partners
- 55 days grace period with 0% interest li>
- Recharge Orange / Vodafone / Telekom at BCR's ATMs li>
- Free automatic debiting of the minimum amount to be paid from a BCR current account
Cardul Bun De Plata Gold

Card's characteristics
- Minimum salary
- :4000 RON
- Maximum card limit
- :40000 RON
- Annual card cost
- :200 RON
- Issuing Cost
- :100 RON
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- Up to 12 installments equal of 0% interest for purchases at BCR partners
- 55 days grace period with 0% interest
- Travel insurance
- Purchases protection insurance
- Payment of invoices at BCR's ATMs
- Recharge Orange / Vodafone / Telekom at BCR's ATMs li>
Cardul de credit Mastercard Standard

Card's characteristics
- Minimum salary
- :1000 RON
- Maximum card limit
- :20000 RON
- Annual card cost
- :45 RON
- Issuing Cost
- :0 RON
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- Smart free of interest installments for purchases of minimum 200 Lei - up to 12 installments, at any merchant, in Romania or abroad
- Installment plans of up to 12 installments from POS in shops signaled with "Mastercard - Payment with installments" logo
- Free annual fee when using your shopping card for minimum spent amount of 12,000 Lei, whithin the previous 12 consecutive statements from posting the commission
- The most generous grace period up to 61 days, free of interest, for the purchases (including installments)
Cardul de credit Mastercard Gold

Card's characteristics
- Minimum salary
- :3000 RON
- Maximum card limit
- :75000 RON
- Annual card cost
- :150 RON
- Issuing Cost
- :0 RON
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- Smart Installments with 0% interest rate for purchases at least 200 Lei, up to 12 installments, at any merchant, in Romania or abroad
- Program of up to 12 installments at POS, in shops signaled with "Mastercard - Payment with installments" logo
- Free travel insurance when going abroad
- Free card protection insurance for your buyings and price of goods paid by the card
- Free insuance of your ID documents and access keys
- Free annual fee when using your shopping card for minimum spent amount of 12,000 Lei, whithin the previous 12 consecutive statements from posting the commission
- The most generous grace period up to 61 days, free of interest for purchases
Banca Transilvania Flying Blue

Card's characteristics
- Minimum salary
- :800 RON
- Maximum card limit
- :4000 RON
- Annual card cost
- :50 RON
- Issuing Cost
- :50 RON
- Fixed interest of the bank
- :24.00%
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- Interest free installments to merchants that are part of the Transilvania Bank's STAR program and for payments made to AIR FRANCE, KLM and TAROM
- For every 4 lei spent with your BT Flying Blue Classic Card you earn air miles (at AIR FRANCE, KLM and TAROM 1.5 miles, in Romania 1 mile, 1.5 miles abroad)
- Free travel insurance abroad
Banca Transilvania STAR Forte

Card's characteristics
- Maximum card limit
- :25000 RON
- Annual card cost
- :25 RON
- Issuing Cost
- :20 RON
- Fixed interest of the bank
- :24.00%
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- Save money in the form of Star Points in over 10,000 partner stores
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
- You get 10 RON bonus in Star Points at the tiome of your first payment
- Speed and convenience when paying due to the built-in contactless technology
Banca Transilvania STAR Forte pentru Medici

Card's characteristics
- Maximum card limit
- :22000 RON
- Annual card cost
- :30 RON
- Issuing Cost
- :20 RON
- Fixed interest of the bank
- :24.00%
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- Save money in the form of Star Points in over 9,000 partner stores
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
- Free travel insurance abroad
- You get 10 RON bonus in Star Points at the tiome of your first payment
- Speed and convenience when paying due to the built-in contactless technology
- Your card will be personalised, the title of Doctor will be added to your name.
Banca Transilvania Flying Blue Gold

Card's characteristics
- Minimum salary
- :4000 RON
- Maximum card limit
- :20000 RON
- Annual card cost
- :200 RON
- Issuing Cost
- :150 RON
- Fixed interest of the bank
- :24.00%
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- Pay back in installments with 0 interest with the merchants from the STAR program, AIR FRANCE, KLM and TAROM
- You earn air miles for every 4 lei you spend (2 air miles with AIR FRANCE, KLM si TAROM, 1.5 miles in Romania, 2.5 miles abroad)
- Free travel insurance abroad
- Benefit from Colectia Visa Luxury Hotel with the most prestigeous hotels in the world
- Access to the Bucharest's Henri Coanda Airport and Cluj-Napoca Avram Iancu Airport Business Lounge
Banca Transilvania STAR Gold

Card's characteristics
- Minimum salary
- :4000 RON
- Maximum card limit
- :50000 RON
- Annual card cost
- :200 RON
- Issuing Cost
- :100 RON
- Fixed interest of the bank
- :24.00%
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- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
- Free travel insurance abroad
- Access to the Bucharest's Henri Coanda Airport and Cluj-Napoca Avram Iancu Airport Business Lounge
- Benefit from Colectia Visa Luxury Hotel with the most prestigeous hotels in the world
- Save money in the form of Star Points in over 10,000 partner stores
Banca Transilvania STAR Platinum

Card's characteristics
- Maximum card limit
- :150000 RON
- Annual card cost
- :350 RON
- Issuing Cost
- :350 RON
- Fixed interest of the bank
- :24.00%
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- Free travel insurance abroad
- Accesss in over 1000 VIP Lounges in airports from over 100 countries, through the Priority Pass card. The price of the card is 24 EUR/person/access
- Priority Traveller benefits
- Save money in the form of Star Points in partner stores
- You have up to 12 installments interest free and no commission with the partner merchants through the STAR program
Bancpost WIZZ

Card's characteristics
- Minimum salary
- :500 RON
- Maximum card limit
- :38000 RON
- Annual card cost
- :60 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :25.00%
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- 90 RON discount for return flight tickets for you and 5 of your friends
- 4% cash back for paying your purchases on wizzair.com
- 2% cash back for paying at any merchant
- Up to 6 interest free installments, anywhere in the world
- Access to Mastercard Business Lounge at selected airports: Henri Coanda Bucharest, SKY Lounge and Jet Lounge in Vienna
Bancpost Visa Clasic

Card's characteristics
- Minimum salary
- :500 RON
- Maximum card limit
- :10000 RON
- Annual card cost
- :30 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :25.00%
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- Get up to 1.5% cash back and save money with your every purchase (details)
- Up to 6 interest free installments
- ZERO card management fee in the first year
- Up to 55 days grace period.
CEC Mastercard

Card's characteristics
- Maximum card limit
- :60000 RON
- Annual card cost
- :30 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :13.50%
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- Up to 12 interest free installments depending on the value of the purchase value
- Up to 59 days grace period
- The 13.50% interest by CEC Bank for their credit card is one of the lowest on the Romanian credit cards market.
CEC Visa Platinum
Card's characteristics
- Annual card cost
- :360 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :13.50%
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- Full insurance package for travelling abroad
- Accesss in over 800 VIP Lounges in airports all over the world through the LoungeKey program. You can find the list of locations here www.loungekey.com/cecbank
- Up to 12 interest free installments depending on the value of the purchase value
- Up to 59 days grace period
- The 13.50% interest by CEC Bank for their credit card is one of the lowest on the Romanian credit cards market.
Carrefour Mastercard

Card's characteristics
- Maximum card limit
- :20000 RON
- Annual card cost
- :50 RON
- Issuing Cost
- :35 RON
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- 3, 6 or 9 interest free installments for all your purchases
- 8, 11 or 24 low 1% interest installments for all your purchases
- Up to 47 days grace period for merchant transactions
- Maximum credit line up to 20.000 RON which you can use both in Romania and abroad
Credit Europe Optimo Card

Card's characteristics
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
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- Up to 36 installments depending on the value of the purchase value
- Up to 45 days grace period
Credit Europe CardAvantaj MasterCard

Card's characteristics
- Annual card cost
- :49 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :28.00%
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- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
Credit Europe CardAvantaj Visa Clasic

Card's characteristics
- Annual card cost
- :49 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :28.00%
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- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
Credit Europe CardAvantaj MasterCard Gold

Card's characteristics
- Annual card cost
- :100 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :28.00%
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- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Free access into the Business Lounge from the International Airport Cluj-Napoca
Credit Europe CardAvantaj Visa Gold

Card's characteristics
- Annual card cost
- :100 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :28.00%
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- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Free access into the Business Lounge from the International Airport Cluj-Napoca
Credit Europe CardAvantaj MasterCard Platinum

Card's characteristics
- Annual card cost
- :350 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :28.00%
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- Full travel insurance
- Medical and juridical assistance
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Access to over 1000 VIP Lounge or Business Lounge in over 500 cities via the Priority Pass program
- MasterCard Premium Collection privileges world wide
Credit Europe CardAvantaj Visa Platinum

Card's characteristics
- Annual card cost
- :350 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :28.00%
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- Full travel insurance
- Medical and juridical assistance
- Up to 24 interest free installments with the partner mechants
- Up to 45 days grace period
- Win cash in bonus points for any type of transaction made in Romania or abroad, both commercial transactions and cash withdrawal from ATMs - 0.3% of the value of each transaction will be found in the bonus account
- Access to over 1000 VIP Lounge or Business Lounge in over 500 cities via the Priority Pass program
- Visa Platinum privileges world wide
Garanti AVON Card

Card's characteristics
- Maximum card limit
- :100000 RON
- Annual card cost
- :25 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :27.60%
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- You get loyalty points in quantum of 1% from the total value of your spends, loyalty points that can be used for buying the AVON products. The value of 1 Bonus Point is 1 leu.
- You get a free Breast Cancer Insurance
Garanti Bonus Card Classic

Card's characteristics
- Maximum card limit
- :9499 RON
- Annual card cost
- :40 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :27.60%
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- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- 0 card management fee for the first year.
Garanti Bonus Card Gold

Card's characteristics
- Maximum card limit
- :24999 RON
- Annual card cost
- :180 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :27.60%
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- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You get special discounts at 230 partner merchants in Romania
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- 0 card management fee for the first year.
Garanti Bonus Card Platinum

Card's characteristics
- Maximum card limit
- :100000 RON
- Annual card cost
- :360 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :27.60%
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- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You get special discounts at 230 partner merchants in Romania
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- Travel insurance
- 0 card management fee for the first year
- Free access to the Cluj International Airport's Business Lounge and the MasterCard Lounge from the Henri Coanda Bucharest Airport and Wien International Airport
Garanti WWF Bonus Card

Card's characteristics
- Maximum card limit
- :100000 RON
- Annual card cost
- :40 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :27.60%
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- You get up to 10% Bonus from the value of merchant partners purchases. The value of 1 Bonus Point is 1 Leu
- You get 0,3% discount on your shopping to any merchant
- You can buy everything you need in free installments with 0% interest at merchant partners
- You have over 6,000 Bonus Card partners to use your bonus
- For any purchase made with WWF Bonus Card, Garanti Bank donates 0.3% of the total purchase value on behalf of the card owner to WWF projects regarding conservation areas in the Carpathians, along the Danube and in the Danube Delta. The 0.3% is supported entirely by Garanti Bank.
ING Credit Card

Card's characteristics
- Minimum salary
- :1000 RON
- Maximum card limit
- :35000 RON
- Annual card cost
- :35 RON
- Issuing Cost
- :35 RON
- Fixed interest of the bank
- :25.00%
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- Up to 24 interest free installments in Romania
- 3 interest free installments anywhere in the world
- Discounts at the partener merchants
OTP Card de credit in rate
Card's characteristics
- Maximum card limit
- :15000 RON
- Annual card cost
- :60 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :29.00%
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- 6 monthly interest free installments
- Card issuing tax 0 RON
- Monthly account management 5 RON
- Cash withdrawal charge: 2%
OTP Mastercard Credit card
Card's characteristics
- Minimum salary
- :1500 RON
- Maximum card limit
- :30000 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :24.90%
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- 10% cash back from the value of purchases, in the limit of 500 RON
- 12 interest free insatllments for any purchase of at least 300 RON in Romania or abroad
- Up to 55 days grace period for merchant transactions
OPT Card credit MOL
Card's characteristics
- Minimum salary
- :1500 RON
- Maximum card limit
- :30000 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :24.90%
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- Twice as many MultiBonus points for every transaction in MOL Romania gas stations
- Free fuel up to 10% of the credit card purchases, in the limit of 500 RON
- 3 interest free installments for purchases of at least 300 RON in any MOL Romania gas station
- 12 interest free installments for purchases of at least 300 RON
Raiffeisen Cardul de cumparaturi eMAG

Card's characteristics
- Minimum salary
- :150 RON
- Maximum card limit
- :30000 RON
- Annual card cost
- :60 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :26.00%
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- Up to 10% cash back from the value of purchases in form of loyalty points
- Up to 24 interest free with eMAG
- Up to 56 days grace period for merchant transactions
Raiffeisen Cardul de cumparaturi Vodafone
Card's characteristics
- Minimum salary
- :700 RON
- Maximum card limit
- :30000 RON
- Annual card cost
- :40 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :21.55%
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- Interes free rates and bonuses
- Double bonuses on your purchases
- Up to 56 days grace period for merchant transactions
Raiffeisen Cardul de cumparaturi Standard

Card's characteristics
- Minimum salary
- :700 RON
- Maximum card limit
- :30000 RON
- Annual card cost
- :40 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :21.55%
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- Up to 55 days grace period for merchant transactions
- Up to 12 interest free installments and bonuses
- Flexible reimbursement starting from 5% of your credit spent
- Purchases' insurance with this card
Raiffeisen Cardul de cumparaturi Gold
Card's characteristics
- Maximum card limit
- :70000 RON
- Annual card cost
- :150 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :17.05%
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- Up to 12 interest free installments
- Bonuses in Multishop points
- You can reimburse monthly any amount, minimum 5% of your credit
- Monthly expense limit to merchants: 100% of the credit limit
Raiffeisen Cardul de cumparaturi World MasterCard
Card's characteristics
- Minimum salary
- :2000 RON
- Maximum card limit
- :120000 RON
- Annual card cost
- :500 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :16.58%
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- Accesss for you and a plus one in over 700 Business Lounges in airports all over the world that have joined the program
- The card offers you travel insurance and free travel services (up to € 100,000), without the activation of insurance
- 0.6% cash back from the value of your purchases in Romania or abroad
- Up to 12 interest free installments
UniCredit Card Principal

Card's characteristics
- Minimum salary
- :700 RON
- Maximum card limit
- :35000 RON
- Annual card cost
- :50 RON
- Issuing Cost
- :50 RON
- Fixed interest of the bank
- :24.99%
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- Up to 50 days grace period for merchant transactions
- 2% cash back from the value of your purchases in form of UniCredit points, in the limit 100 RON/month
- Up to 12 interest free rates for your purchases anywhere in the world with UniCreditCard
UniCredit Card Premium

Card's characteristics
- Minimum salary
- :4000 RON
- Maximum card limit
- :70000 RON
- Annual card cost
- :200 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :24.99%
0Apply now More details
- Up to 56 days grace period for merchant transactions
- 2% cash back from the value of your purchases in form of UniCredit points, in the limit 100 RON/month
- Up to 12 interest free rates for your purchases anywhere in the world with UniCreditCard
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON
Card's characteristics
- Minimum salary
- :0 RON
- Maximum card limit
- :0 RON
- Annual card cost
- :0 RON
- Issuing Cost
- :0 RON