Advantages
Card's characteristics
Cardul de credit Mastercard Gold

Card's characteristics
- Minimum salary
- :3000 RON
- Maximum card limit
- :75000 RON
- Annual card cost
- :150 RON
- Issuing Cost
- :0 RON
- Smart Installments with 0% interest rate for purchases at least 200 Lei, up to 12 installments, at any merchant, in Romania or abroad
- Program of up to 12 installments at POS, in shops signaled with "Mastercard - Payment with installments" logo
- Free travel insurance when going abroad
- Free card protection insurance for your buyings and price of goods paid by the card
- Free insuance of your ID documents and access keys
- Free annual fee when using your shopping card for minimum spent amount of 12,000 Lei, whithin the previous 12 consecutive statements from posting the commission
- The most generous grace period up to 61 days, free of interest for purchases
Idea Credit Card Gold

Card's characteristics
- Maximum card limit
- :50000 RON
- Annual card cost
- :200 RON
- Issuing Cost
- :100 RON
- Fixed interest of the bank
- :20.00%
- Exclusive Offers & Discounts Mastercard Premium & Business through the loyalty program
- Reduced costs - Promotional offer valid until March 31, 2018 - annual commission and card issue 0
- You benefit from free shopping and travel insurance
- If you use Idea :: Bank accounts for your income, you receive an extra 2% discount on your yearly interest
- Advantages when renting a car from AVIS or HERTZ
Raiffeisen Cardul de cumparaturi Standard

Card's characteristics
- Minimum salary
- :700 RON
- Maximum card limit
- :30000 RON
- Annual card cost
- :40 RON
- Issuing Cost
- :0 RON
- Fixed interest of the bank
- :21.55%
- Up to 55 days grace period for merchant transactions
- Up to 12 interest free installments and bonuses
- Flexible reimbursement starting from 5% of your credit spent
- Purchases' insurance with this card