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Advantages
Card's characteristics

OTP Mastercard Platinum

OTP Mastercard Platinum

Rating

Card's characteristics

Maximum card limit
:180000 RON
Annual card cost
:348 RON
Issuing Cost
:350 RON
Fixed interest of the bank
:24.00%
  • You benefit from exclusive discounts through the MasterCard Elite program
  • Free medical insurance when traveling abroad
  • Free access to the VIP Lounge of the Henri Coanda Airport
  • Free account management fee for the first year

OTP Visa Gold

OTP Visa Gold

Rating

Card's characteristics

Maximum card limit
:50000 RON
Annual card cost
:120 RON
Issuing Cost
:50 RON
Fixed interest of the bank
:22.00%
  • Zero administration fee in the first year
  • Medical travel insurance for abroad
  • 0% interest for an extended grace period of up to 55 days for merchant payment

OTP Card de credit in rate

OTP Card de credit in rate

Rating

Card's characteristics

Maximum card limit
:15000 RON
Annual card cost
:60 RON
Issuing Cost
:0 RON
Fixed interest of the bank
:29.00%
  • 6 monthly interest free installments
  • Card issuing tax 0 RON
  • Monthly account management 5 RON
  • Cash withdrawal charge: 2%

OTP Visa Clasic Transparent

OTP Visa Clasic Transparent

Rating

Card's characteristics

Maximum card limit
:18000 RON
Annual card cost
:20 RON
Issuing Cost
:40 RON
Fixed interest of the bank
:22.00%
  • Instant money, anytime, anywhere
  • 0% interest for a period of up to 55 days for merchant payments
  • No administration fee in the first year
  • Minimum monthly amount to be reimbursed of only 2% of the used credit

OTP Mastercard Standard

OTP Mastercard Standard

Rating

Card's characteristics

Maximum card limit
:18000 RON
Annual card cost
:20 RON
Issuing Cost
:40 RON
Fixed interest of the bank
:22.00%
  • Instant money, anytime, anywhere
  • 0% interest for a period of up to 55 days for merchant payments
  • No administration fee in the first year
  • Minimum monthly amount to be reimbursed of only 2% of the used credit

OPT Card credit MOL

OPT Card credit MOL

Rating

Card's characteristics

Minimum salary
:1500 RON
Maximum card limit
:30000 RON
Annual card cost
:0 RON
Issuing Cost
:0 RON
Fixed interest of the bank
:24.90%
  • Twice as many MultiBonus points for every transaction in MOL Romania gas stations
  • Free fuel up to 10% of the credit card purchases, in the limit of 500 RON
  • 3 interest free installments for purchases of at least 300 RON in any MOL Romania gas station
  • 12 interest free installments for purchases of at least 300 RON

OTP Mastercard Credit card

OTP Mastercard Credit card

Rating

Card's characteristics

Minimum salary
:1500 RON
Maximum card limit
:30000 RON
Annual card cost
:0 RON
Issuing Cost
:0 RON
Fixed interest of the bank
:24.90%
  • 10% cash back from the value of purchases, in the limit of 500 RON
  • 12 interest free insatllments for any purchase of at least 300 RON in Romania or abroad
  • Up to 55 days grace period for merchant transactions

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